Creamy Taco Soup

Featured in: Tex-Mex Homestyle

This rich and comforting soup comes together in just 45 minutes, making it ideal for busy weeknights. Browned ground beef forms the savory base, complemented by aromatic vegetables like onions, garlic, and bell peppers. The broth gets its bold Tex-Mex character from a blend of taco seasoning, cumin, smoked paprika, and chili powder. Black beans and sweet corn add substance while diced tomatoes bring brightness. The finishing touch of heavy cream and shredded cheddar creates an irresistibly velvety texture. Serve with toppings like sour cream, fresh cilantro, crushed tortilla chips, and lime wedges to customize each bowl.

Updated on Wed, 21 Jan 2026 15:08:00 GMT
Creamy Taco Soup steaming in a rustic bowl, topped with shredded cheese, sliced green onions, and a dollop of sour cream.  Save It
Creamy Taco Soup steaming in a rustic bowl, topped with shredded cheese, sliced green onions, and a dollop of sour cream. | zetluna.com

The winter my husband and I moved into our first apartment, the heating decided to quit on the coldest weekend of the year. We bundled up in every blanket we owned, but nothing warmed us quite like a pot of this taco soup bubbling away on the stove. Something about those spices filling the tiny kitchen made the place feel like home anyway, and we ended up eating it for three straight days while waiting for the repairman.

Last winter my sister dropped by unexpectedly during that week when everything at work felt overwhelming. I threw this soup together while she sat at my counter complaining about her commute, and somewhere between the smell of browning beef and the first steamy bowl, we both remembered that food can fix a lot of bad days.

Ingredients

  • 500 g (1 lb) ground beef: The fat here builds flavor, but drain excess if you prefer leaner
  • 1 medium yellow onion, diced: Sweet yellow onions melt into the soup better than sharp red ones
  • 2 cloves garlic, minced: Fresh garlic makes a difference here over powder
  • 1 red bell pepper, diced: Adds sweetness and color contrast against the creamy base
  • 1 can (400 g) diced tomatoes: Keep the juices, they become part of the broth
  • 1 can (400 g) sweet corn, drained: Frozen works too if you arent feeling the canned version
  • 1 can (400 g) black beans, drained and rinsed: Rinse well to avoid cloudy broth
  • 2 green onions, sliced: Fresh garnish cuts through the richness
  • 200 ml heavy cream: Do not use milk here, it will separate when heated
  • 100 g shredded cheddar cheese: Sharp cheddar gives the best flavor punch
  • 750 ml chicken or beef broth: Low sodium is best since the seasonings are bold
  • 2 tbsp taco seasoning: Homemade lets you control the salt level
  • 1 tsp ground cumin: Essential for that authentic taco flavor
  • 1 tsp smoked paprika: Adds depth without making it spicy
  • ½ tsp chili powder: Adjust up if you like more heat
  • ½ tsp salt: Start here and add more at the end if needed
  • ¼ tsp black pepper: Freshly ground makes a noticeable difference

Instructions

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Brown the beef:
Cook the ground beef in a large pot or Dutch oven over medium high heat until its browned and crumbly. Drain some fat if there is more than a tablespoon, but leave a little for flavor.
Soften the vegetables:
Add the diced onion, garlic, and bell pepper to the pot with the beef. Sauté for 4 to 5 minutes until the onion is translucent and fragrant.
Wake up the spices:
Stir in the taco seasoning, cumin, smoked paprika, chili powder, salt, and pepper. Let them cook for about 1 minute until the smell fills your kitchen.
Build the base:
Add the diced tomatoes with their juice, the corn, black beans, and broth. Stir everything together and bring it to a gentle boil.
Let it simmer:
Reduce the heat to low and let the soup simmer for 15 minutes. Stir it occasionally so nothing sticks to the bottom.
Make it creamy:
Lower the heat even more, then stir in the heavy cream and shredded cheddar. Cook for 2 to 3 more minutes until the cheese melts completely. Whatever you do, do not let it boil after adding the cream.
Finish and serve:
Taste and add more salt or pepper if you think it needs it. Ladle into bowls and top with green onions, extra cheese, and whatever toppings speak to you.
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Grill meats and vegetables indoors with beautiful sear marks and easy cleanup using minimal oil.
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A hearty ladle of Creamy Taco Soup reveals ground beef, black beans, and corn in a rich, golden broth.  Save It
A hearty ladle of Creamy Taco Soup reveals ground beef, black beans, and corn in a rich, golden broth. | zetluna.com

My friend group has this tradition now where someone brings taco soup to every potluck. It started by accident when I made it for a game night, and now its the request that keeps coming, probably because it feeds a crowd without anyone needing a recipe.

Making It Your Own

I have played around with this base more times than I can count, and almost every variation works. Sometimes I swap the beef for ground turkey when I want something lighter, and honestly, nobody notices the difference with all those spices.

Serving Ideas

The best part about this soup is how interactive it can be. Set out bowls of toppings and let everyone build their own perfect version, which turns dinner into something that feels communal without much effort.

Make Ahead Tips

This soup actually tastes better the next day, which is rare. I often make a double batch on Sunday and portion it out for lunches, but I always add the cream and cheese fresh when reheating.

  • Freeze portions without the cream added, then stir it in when reheating
  • Mashed avocado or sour cream on top adds restaurant style richness
  • Crushed tortilla chips are the better alternative to crackers
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Creamy Taco Soup served with lime wedges and crushed tortilla chips, perfect for a cozy Tex-Mex dinner. Save It
Creamy Taco Soup served with lime wedges and crushed tortilla chips, perfect for a cozy Tex-Mex dinner. | zetluna.com

There is something about a steaming bowl of this soup that makes even a random Tuesday feel like a small celebration.

Common Questions About Recipes

Can I make this soup vegetarian?

Yes, simply omit the ground beef and substitute with extra black beans, plant-based ground meat alternative, or additional vegetables like zucchini and mushrooms.

How do I store leftovers?

Store cooled soup in an airtight container in the refrigerator for up to 4 days. Reheat gently on the stovetop over medium-low heat, adding a splash of broth if needed.

Can I freeze this soup?

Freeze before adding the cream and cheese for best results. Portion into freezer-safe containers and store up to 3 months. Thaw overnight in the refrigerator, then reheat and stir in dairy just before serving.

What can I serve with this soup?

Warm crusty bread, cornbread, or additional tortilla chips pair perfectly. A simple green salad with lime vinaigrette also complements the rich flavors nicely.

How can I make it spicier?

Add diced jalapeños while sautéing the vegetables, increase the chili powder, or use hot taco seasoning. A splash of hot sauce or red pepper flakes also works well.

Can I use different cheese?

Pepper jack adds extra spice, Monterey Jack melts beautifully, or a Mexican blend works wonderfully. Adjust seasoning if using particularly salty cheeses.

Creamy Taco Soup

A hearty bowl loaded with seasoned beef, vegetables, and creamy cheese perfect for cold weather.

Prep Time
15 mins
Time to Cook
30 mins
Overall Time
45 mins
Authored by Clara

Recipe Type Tex-Mex Homestyle

Skill Level Required Easy

Cuisine Type Tex-Mex

Recipe Output 6 Number of Portions

Dietary Needs Free of Gluten

The Ingredients You'll Need

Meats

01 1 lb ground beef

Vegetables

01 1 medium yellow onion, diced
02 2 cloves garlic, minced
03 1 red bell pepper, diced
04 1 can (14 oz) diced tomatoes
05 1 can (14 oz) sweet corn, drained
06 1 can (14 oz) black beans, drained and rinsed
07 2 green onions, sliced

Dairy

01 ¾ cup plus 2 tbsp heavy cream
02 1 cup shredded cheddar cheese

Liquids

01 3 cups chicken or beef broth

Spices & Seasonings

01 2 tbsp taco seasoning
02 1 tsp ground cumin
03 1 tsp smoked paprika
04 ½ tsp chili powder
05 ½ tsp salt
06 ¼ tsp black pepper

Optional Toppings

01 Sour cream
02 Fresh cilantro, chopped
03 Crushed tortilla chips
04 Lime wedges

Step-by-Step Instructions

Step 01

Brown the Beef: Cook ground beef in a large pot or Dutch oven over medium-high heat until browned and crumbly. Drain excess fat if needed.

Step 02

Sauté Vegetables: Add diced onion, garlic, and bell pepper to the pot. Sauté for 4–5 minutes until softened.

Step 03

Toast Spices: Stir in taco seasoning, cumin, smoked paprika, chili powder, salt, and pepper. Cook for 1 minute until fragrant.

Step 04

Add Base Ingredients: Add diced tomatoes with juice, corn, black beans, and broth. Stir well and bring to a gentle boil.

Step 05

Simmer Soup: Reduce heat and simmer for 15 minutes, stirring occasionally to develop flavors.

Step 06

Add Creamy Elements: Lower heat, then stir in heavy cream and shredded cheddar cheese. Cook for 2–3 minutes until cheese melts and soup becomes creamy. Avoid boiling after adding dairy.

Step 07

Serve and Garnish: Adjust seasoning if needed. Ladle into bowls and top with green onions, extra cheese, and desired toppings.

Tools You'll Need

  • Large soup pot or Dutch oven
  • Wooden spoon or spatula
  • Chef's knife
  • Cutting board
  • Ladle

Allergy Information

Review each ingredient to identify allergens and consult an expert if needed.
  • Dairy (cream, cheese)
  • May contain gluten (store-bought broth or taco seasoning—verify labels)
  • Possible soy (store-bought taco seasoning)
  • Corn (canned corn, tortilla chips)
  • Legumes (black beans)

Nutritional Facts (Per Serving)

Keep in mind these details are for general guidance and shouldn't replace professional advice.
  • Caloric Content: 485
  • Fats: 28 grams
  • Carbohydrates: 29 grams
  • Proteins: 27 grams