Creamy Spicy Cheesy Dip

Featured in: Tex-Mex Homestyle

This creamy queso dip combines sharp cheddar and Monterey Jack cheeses with a smooth base of milk and cream cheese. Sautéed jalapeños, tomatoes, and red onion add vibrant flavor and texture, while cumin, smoked paprika, and chili powder deliver authentic Tex-Mex seasoning. Ready in just 20 minutes, it's an ideal appetizer for parties and gatherings. Serve warm with tortilla chips, pretzels, or vegetables. Keep it hot in a slow cooker to maintain the perfect consistency.

Updated on Sun, 18 Jan 2026 09:48:00 GMT
Creamy homemade Queso Dip in a warm ceramic bowl, topped with fresh cilantro, diced tomatoes, and a sprinkle of paprika, served with crispy tortilla chips. Save It
Creamy homemade Queso Dip in a warm ceramic bowl, topped with fresh cilantro, diced tomatoes, and a sprinkle of paprika, served with crispy tortilla chips. | zetluna.com

My neighbor showed up at my door one Sunday afternoon with a warm pot wrapped in a towel and said, try this before you buy anything for next weekend. One scoop with a broken tortilla chip and I understood why her Super Bowl parties always had a waiting list. The cheese pulled in long, creamy strings, and the little bursts of jalapeño woke up every bite without burning. I made her teach me right there in my kitchen, and I've been bringing this queso to every gathering since.

I brought this to a backyard cookout in July, kept it warm in a little slow cooker, and watched it disappear before the burgers even came off the grill. A friend's kid, who claimed he hated anything spicy, stood next to the table and ate it with a spoon when he thought no one was looking. That's when I knew this dip had some kind of magic that made people forget their own rules.

Ingredients

  • Sharp cheddar cheese: The backbone of the flavor here, sharp cheddar gives the dip that tangy punch that keeps people coming back for another scoop.
  • Monterey Jack cheese: This melts like a dream and adds a creamy, mild richness that balances the sharpness of the cheddar perfectly.
  • Whole milk: Don't skimp and use skim, the fat in whole milk is what makes the cheese melt into that glossy, velvety pool.
  • Unsalted butter: It carries the flavor of the vegetables and adds a subtle richness that rounds out every bite.
  • Cream cheese: This is the secret to a dip that stays smooth and never breaks, even when it cools down a little.
  • Jalapeño: Seeding it keeps the heat friendly, but leaving a few seeds in gives it just enough kick to make things interesting.
  • Tomato: Seeding the tomato prevents the dip from getting watery, and the little chunks add a fresh pop of color and flavor.
  • Red onion: It adds a slight bite and a hint of sweetness that plays well with the smokiness of the paprika.
  • Garlic: Just two cloves, but they perfume the whole pot and give the dip a warm, savory depth.
  • Ground cumin: This brings an earthy, warming note that makes the dip taste like it's been simmering for hours.
  • Smoked paprika: A little goes a long way, it adds a subtle smokiness that makes people ask what your secret is.
  • Chili powder: Just enough to hint at heat and deepen the color without overwhelming the cheese.
  • Kosher salt and black pepper: They sharpen all the flavors and keep the dip from tasting flat or one dimensional.
  • Cilantro and green onions: A sprinkle on top makes it look vibrant and fresh, plus the green onions add a mild crunch.

Instructions

Start with the aromatics:
Melt the butter in a medium saucepan over medium heat, then toss in the onion and jalapeño. Stir them around until they soften and smell sweet, about two minutes, and your kitchen will start to smell like a Tex-Mex restaurant.
Wake up the garlic:
Add the minced garlic and stir for just thirty seconds until it releases that unmistakable fragrance. Don't let it brown or it'll taste bitter.
Build the creamy base:
Pour in the milk and drop in the cream cheese, then whisk until the cream cheese melts completely and the mixture turns smooth and silky. This is the foundation that keeps your queso from breaking.
Melt in the cheese:
Add the cheddar and Monterey Jack a handful at a time, stirring constantly in a figure eight motion until each addition melts into a glossy, velvety pool. Patience here makes all the difference.
Season it up:
Stir in the cumin, smoked paprika, chili powder, salt, and pepper, and watch the color deepen into that golden orange everyone expects from great queso. Taste it and adjust if you want more heat or salt.
Finish with tomato:
Fold in the diced tomato and cook for one minute just to warm it through. The tomato adds little bursts of freshness that cut through all that richness.
Serve it warm:
Transfer the queso to a serving bowl or a slow cooker set on warm, then top with cilantro and green onions. Serve it right away with tortilla chips, and watch it vanish.
Steam rises from a smooth, spicy Queso Dip made with sharp cheddar and Monterey Jack, garnished with jalapeños and red onion for a flavorful Tex-Mex appetizer. Save It
Steam rises from a smooth, spicy Queso Dip made with sharp cheddar and Monterey Jack, garnished with jalapeños and red onion for a flavorful Tex-Mex appetizer. | zetluna.com

The first time I made this for my family, my brother-in-law, who never compliments anything, looked up from his third chip and said, you need to make this every time. My sister rolled her eyes, but she was already reaching for more. That night, the empty pot sat on the counter like a trophy, and I realized some recipes earn their place in the rotation without any convincing.

Keeping It Warm

If you're serving this at a party, transfer it to a small slow cooker and set it on the warm setting. I learned this after watching a beautiful batch thicken into a brick on the counter during halftime. The slow cooker keeps it silky and scoopable for hours, and people can help themselves without hovering over the stove.

Adjusting the Heat

The beauty of this queso is how easy it is to make it yours. Leave the jalapeño seeds in if you like a real kick, or swap half the cheddar for pepper jack to add heat without relying on fresh peppers. I once added a tablespoon of pickled jalapeño juice, and it gave the dip a tangy, spicy edge that people still ask about.

Serving and Pairing Ideas

Tortilla chips are the obvious choice, but this queso is just as good with pretzel bites, pita chips, or even spooned over nachos. I've served it alongside a pile of roasted vegetables for a friend who wanted something a little lighter, and she dragged every piece of bell pepper through it like it was her job.

  • Drizzle it over loaded fries or baked potatoes for an indulgent side dish.
  • Use it as a sauce for quesadillas or breakfast burritos the next morning.
  • Keep a jar of pickled jalapeños nearby for guests who want an extra punch of heat.
Vibrant Queso Dip in a serving bowl, surrounded by crunchy tortilla chips and fresh vegetable sticks, perfect for a Super Bowl party or game day gathering. Save It
Vibrant Queso Dip in a serving bowl, surrounded by crunchy tortilla chips and fresh vegetable sticks, perfect for a Super Bowl party or game day gathering. | zetluna.com

This queso has become my go-to for any gathering where I want to show up with something people actually get excited about. It's warm, comforting, and just indulgent enough to make everyone feel like they're treating themselves, even if it only took twenty minutes to make.

Common Questions About Recipes

How do I keep the queso dip warm during a party?

Transfer the finished dip to a slow cooker set on the warm setting. This prevents it from thickening and keeps it at the perfect serving temperature throughout your event.

Can I make this dip ahead of time?

You can prepare the ingredients ahead, but it's best to make the dip shortly before serving for optimal texture and flavor. If needed, reheat gently over low heat, whisking occasionally to maintain smoothness.

How can I adjust the heat level?

Leave the jalapeño seeds in for more spice, or add a dash of hot sauce. Alternatively, substitute some cheddar with pepper jack cheese for a naturally spicier dip with added depth.

What are good serving options besides tortilla chips?

This dip pairs wonderfully with pretzel bites, fresh vegetable sticks like bell peppers and carrots, toasted baguette slices, or crispy tortilla scoops. Mix and match for variety.

Is this dip vegetarian?

Yes, this dip is vegetarian as it contains only dairy products and vegetables. However, it's not vegan due to the cheese, milk, and butter.

What if the dip becomes too thick?

Whisk in a little warm milk, a tablespoon at a time, until you reach the desired consistency. Stir gently over low heat to avoid breaking the cheese's smooth texture.

Creamy Spicy Cheesy Dip

A creamy, spicy, and irresistibly cheesy dip—perfect for game day gatherings and Super Bowl parties.

Prep Time
10 mins
Time to Cook
10 mins
Overall Time
20 mins
Authored by Clara

Recipe Type Tex-Mex Homestyle

Skill Level Required Easy

Cuisine Type Tex-Mex

Recipe Output 8 Number of Portions

Dietary Needs Veggie-Friendly, Free of Gluten

The Ingredients You'll Need

Dairy

01 2 cups shredded sharp cheddar cheese
02 1 cup shredded Monterey Jack cheese
03 1 cup whole milk
04 2 tablespoons unsalted butter
05 2 tablespoons cream cheese

Vegetables

01 1 small jalapeño, finely diced with seeds removed
02 1 small tomato, seeded and diced
03 1/4 cup finely chopped red onion
04 2 cloves garlic, minced

Spices and Seasonings

01 1/2 teaspoon ground cumin
02 1/4 teaspoon smoked paprika
03 1/4 teaspoon chili powder
04 1/2 teaspoon kosher salt
05 1/4 teaspoon freshly ground black pepper

Optional Garnishes

01 2 tablespoons chopped fresh cilantro
02 1 tablespoon sliced green onions

Step-by-Step Instructions

Step 01

Sauté Aromatics: Melt butter in a medium saucepan over medium heat. Add red onion and jalapeño, stirring frequently until softened, approximately 2 minutes.

Step 02

Bloom Garlic: Add minced garlic and cook for 30 seconds until fragrant and incorporated.

Step 03

Create Base Sauce: Pour in whole milk and add cream cheese, whisking continuously until the cream cheese is completely melted and the mixture achieves a smooth consistency.

Step 04

Incorporate Cheese: Gradually introduce shredded cheddar and Monterey Jack cheeses, stirring constantly until fully melted and the mixture reaches a velvety texture.

Step 05

Season Dip: Stir in ground cumin, smoked paprika, chili powder, kosher salt, and freshly ground black pepper, mixing thoroughly to distribute spices evenly.

Step 06

Add Tomato: Mix in diced tomato and allow to warm through for 1 minute, ensuring even distribution.

Step 07

Transfer and Serve: Pour the dip into a serving bowl or warm slow cooker set to the warm setting. Garnish with fresh cilantro and green onions if desired. Serve immediately with tortilla chips.

Tools You'll Need

  • Medium saucepan
  • Whisk
  • Cutting board
  • Chef's knife
  • Serving bowl or slow cooker

Allergy Information

Review each ingredient to identify allergens and consult an expert if needed.
  • Contains dairy: cheese, milk, butter, and cream cheese
  • May contain lactose
  • Verify cheese and cream cheese labels for potential gluten or tree nut cross-contamination

Nutritional Facts (Per Serving)

Keep in mind these details are for general guidance and shouldn't replace professional advice.
  • Caloric Content: 210
  • Fats: 16 grams
  • Carbohydrates: 5 grams
  • Proteins: 10 grams