01 - Preheat oven to 350°F. Lightly grease a 9x5-inch loaf pan and line with parchment paper for easy removal.
02 - In a large mixing bowl, whisk together ricotta cheese, eggs, whole milk, granulated sugar, melted butter, and vanilla bean seeds (or vanilla extract) until smooth and fully blended.
03 - In a separate bowl, whisk together all-purpose flour, baking powder, baking soda, and fine sea salt.
04 - Add the dry mixture to the wet ingredients. Stir gently with a rubber spatula until just combined, being careful not to overmix.
05 - Fold in mini chocolate chips or chopped toasted nuts, if using.
06 - Pour batter into the prepared pan. Level the surface and, if desired, sprinkle turbinado sugar over the top for added crunch.
07 - Bake in the center of the oven for 45 to 55 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs.
08 - Allow bread to cool in the pan for 10 minutes. Transfer to a wire rack and cool completely before slicing.